Finance Options

First Federal Bank (cabins)

  • If the building is over $40,000, First Federal Bank will finance the cabin like a traditional home mortgage with closing costs.  *Certain conditions do apply.
  • If the building is under $40,000, you can apply for a bank loan with closing costs.
  • 640 Credit Score or greater is required.
  • For more information and details, contact:

member fdicWhitney Story
First Federal Bank
Charlotte, TN

Installment Financing (storage sheds / cabin shells / horse barns)

  • Available for buildings priced up to $20,000
  • If the building is priced over $20,000, the customer can pay the difference.
  • 630 credit score is required

Rent To Own (storage sheds / horse barns)

  • Available for buildings priced up to $25,000

  • No credit check required

  • 24, 36, 48, and 60 month terms available

  • One payment down (24, 36, 48 month contracts)

  • Two payments down (60 month contracts)

  • 20% down (structures exceeding $15,000)

  • 90 day same as cash comes standard with every contract


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